Posts Tagged ‘property investment’

When is the best time to look for a mortgage lender?

Thursday, February 25th, 2010

My wife and I are building our first house. The closing date on the house is April, 25, 2009. Thats a little over 2 months. Should we start shopping around for the best mortgage rate now or wait until 1 month before closing date? Any advice(s) on mortgage lender is welcome. Thank guys!

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Has anyone had a short sale refused by the mortgage lender.?

Wednesday, November 11th, 2009

We have our investment property for sale because we cannot make the payments anymore. The renters are 5 months behind with rent & are now squatters. We are trying to evict them but it’s costing even more money. We’ve had an offer which was submitted in December. The lender has replied this week stating they will consider the offer but we may have to give them the difference in what is paid to what is owed. Can they do that? We’ll be bankrupt.

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when to refinance home mortgage?

Saturday, September 5th, 2009

when is it worth refinancing. i locked my 30 yr mortgage at 6.375 or 6.125 i have to look it up. it was a 157k loan. right now the rate is at 5.375 i think. the cost to refinance is 00. the guy at the bank said that a good time to do it would be when the rate is at least 1% lower. he also said that i would make up the 00 probably in the first year. any input on when to refinance would be great. thanks
when is it worth refinancing. i locked my 30 yr mortgage at 6.375 or 6.125 i have to look it up. it was a 157k loan. right now the rate is at 5.375 i think. the cost to refinance is 00. the guy at the bank said that a good time to do it would be when the rate is at least 1% lower. he also said that i would make up the 00 probably in the first year. any input on when to refinance would be great. thanks

I do all my banking at US Bank. I was told awhile ago that with each 1/8% rate deduction it’s about less for the monthly payment.

i wouldn’t be able to pay any fees out of pocket. they’d have to be added to the loan.

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