Posts Tagged ‘bets’

Student Loan Interest Rate…?

Monday, November 30th, 2009

I am confused about two different offers I’ve been given for student loans. One lender is offering me the Prime Rate (currently 8.25%) + 0% extra, while the other lender is offering me the LIBOR rate (currently 5.360%) + 3.6%. I was told that the Prime Rate decreases slower than the LIBOR (if it does occur). The LIBOR fluctuates quarterly, while I guess the Prime Rate changes annually?

Which is a smarter deal? I find this confusing.

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Where is the best place to refinance my car loan?

Wednesday, October 7th, 2009

When I first got my car in March 2006 my interest rate was 17.9% I refinance in September 2006 with E-loan for a rate of 11.04% we recently bought a home and our finally establishing some credit. So I think it’s time to refinance again. Does anyone recommend a great place to get a great rate?

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Spouse passed away, mortagage was VA loan, do I get to keep it as such?

Saturday, June 20th, 2009

Will the mortgage co. want me to refinance or does the surviving spouse continue with the VA loan on the home?

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