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	<title>Comments on: How much can I get student loans for?</title>
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	<description>Give You All Information About Loans. Tips and Tricks. How, Where and When You Can Get The Best Loans. Bookmark This Site To Get The Update Information.</description>
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		<title>By: spalmer</title>
		<link>http://myloansresources.com/how-much-can-i-get-student-loans-for/comment-page-1/#comment-3144</link>
		<dc:creator>spalmer</dc:creator>
		<pubDate>Sat, 14 Nov 2009 08:15:01 +0000</pubDate>
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		<description>The maximum amount for a federal stafford loan for a dependent freshman is $5,500/year.  After that amount, your parents will either need to take out a parent-PLUS loan for the remainder, or you will have to apply for private student loans.  If your parents are denied a PLUS loan, then you would be eligible for federal loans in the amount an independent freshman is (which is $9,500/year).  If you can get approved for private student loans, you could take out that much per year; however, you will need an excellent credit score or a cosigner (with an excellent credit score) to qualify.  In addition, the interest rates for federal loans are fixed, low rates... privatel loans will vary.</description>
		<content:encoded><![CDATA[<p>The maximum amount for a federal stafford loan for a dependent freshman is $5,500/year.  After that amount, your parents will either need to take out a parent-PLUS loan for the remainder, or you will have to apply for private student loans.  If your parents are denied a PLUS loan, then you would be eligible for federal loans in the amount an independent freshman is (which is $9,500/year).  If you can get approved for private student loans, you could take out that much per year; however, you will need an excellent credit score or a cosigner (with an excellent credit score) to qualify.  In addition, the interest rates for federal loans are fixed, low rates&#8230; privatel loans will vary.</p>
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