Do I have to itemize deductions to deduct mortgage interest on a house?

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One Response to “Do I have to itemize deductions to deduct mortgage interest on a house?”

  1. Jss says:

    Yes, it is itemized deduction.
    You can also deduct Mortgage insurance premiums with respect to mortgage insurance contracts on line 13 of schedule A. This deduction is available from year 2007 through year 2010. Box 4 of Form 1098 may show the amount of premium you paid in 2009.

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